HOME > PRODUCTS > Health Insurance > Accidental Death and Dismemberment > Dismemberment Benefit

Accidental Death and Dismemberment (AD&D)

Uses for the Dismemberment Benefit

Unfortunately, many times advanced rehabilitation, physical or occupational therapy have either limited visits are not covered at all by your primary insurance. The lump sum payment from your AD&D insurance dismemberment benefit can be used to help cover these treatments, in addition to other accident-related expenses that may not be covered like wound care, crutches or a wheelchair. It could also be used to help pay for modifications to your home or car, such as adding ramps or chair lifts, to help you stay mobile.

Some people are forced to dip into their savings, borrow money or dispose of assets to cover the costs caused by a traumatic accident. AD&D insurance can be a powerful, financial protection tool at a time when you need it most.

We will pay benefits for:

  • Loss of Life
  • Loss of Sight or Limbs
  • Loss of Life on a Common Carrier
    • Benefits will be tripled if the loss is a result of an accident involving a common carrier.
  • Hospital Indemnity Benefit



Policy Form Series 2082 may not be available in all states.
The policy has exclusions and limitations. Benefits may vary by state.
This product is not available in AK, AL, CT, DC, FL, MA, ME, MN, MS, MT, NH, NJ, NY, OR, SD, VT, WA, WI