What is Supplemental Cancer Insurance?
Each year cancer affects the lives of more and more people. In fact, over the past 30 years, cancer incidence in young adults has increased more than any other age group.1 As the number of people afflicted with cancer continues to rise, so does the cost of care and treatment.
Supplemental Cancer Insurance is disease specific insurance that is designed to work hand-in-hand with your primary insurance. It helps to offset expenses that are not covered under your primary plan, out-of-pocket expenses like deductibles, coinsurance and copays; and most importantly, it can also be used for those everyday living expenses that still need to be paid even when you are sick.
How would you handle your monthly household bills if you were unable to work for a period of time?
Cancer is the second leading cause of long-term disability and the sixth leading cause of short-term disability.2 If you were sick and couldn’t work for a while, you could use supplemental cancer benefits to help pay household bills like mortgage or rent, car payments, phone, internet and groceries – things we often take for granted until we are faced with the burden of unexpected expenses.
Studies indicate that reducing worry and stress can help to diminish the negative effects of cancer.3 Supplemental cancer insurance can give you a measure of comfort in knowing that you have help with financial burdens whether or not you are able to work. So now, you can concentrate on winning the battle against cancer instead of worrying about how to pay bills.
Benefits and more uses for Supplemental Cancer Insurance
Facts about Cancer
Watch this video to learn more.
Policy Form Series SL-CAN-P-14 may not be available in all states.
The policy has exclusions and limitations. Benefits may vary by state.
This product is not available in AK, AL, CA, CO, CT, DC, FL, HI, MA, ME, MN, MT, ND, NH, NJ, NY, OR, RI, SD, VA, VT, WA, WY.
1iy. I’m too young for this! Cancer Foundation. Stats & Facts. n.d.
2Lynn Gresham. “NBGH Targets Cancer In the Workplace.” Employee Benefit Advisor.
3M. D. Anderson News Release, www.mdanderson.org, Preclinical Study Shows Chronic Stress Agitates Ovarian Cancer; Reducing
Stress Slows Tumor Growth.