What is Limited Medical Insurance?
Limited Medical is supplemental insurance that pays you fixed benefits to help with every day medical expenses. You can use its benefits alone or in addition to your primary insurance to give you extra help with those unavoidable out-of-pocket expenses and other costs major medical doesn't cover. Your Limited Medical insurance will pay you a predetermined, set amount for common inpatient and outpatient services like doctor and wellness visits, daily hospital room, surgery, diagnostic and ambulance service. Benefits the average person can use. They can also include benefits for accidental death, fracture, burn and critical illness depending on the plan you choose.
There are no deductibles or coinsurance for Limited Medical coverage, and what's more, you can use the payments from your Limited Medical insurance to help pay the deductibles and coinsurance from your major medical plan.
For those with a high-deductible insurance plan, with Limited Medical insurance you can have coverage even before your primary coverage kicks in.
Why do I need Limited Medical Insurance?
At some point most everyone needs medical attention, and even with a comprehensive primary insurance plan, the cost of healthcare is still expensive. Whether you have a high deductible major medical plan and need something to bridge the gap until the deductible is met or just need a little help controlling out-of-pocket costs, Limited Medical Insurance can be your solution.
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Click HERE to view and download our Limited Medical White Paper
Policy Form Series VERSEPI2 may not be available in all states. The policy has exclusions and limitations. Benefits may vary by state.
This product is not available in AL, AK, CA, CO, CT, DC, FL, HI, ID, MA, MD, MN, ND, OR, RI, SD, UT, VT, WA